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But I did know that in all DQ's you take a gold hit by dying. Which is exactly why the banks are a thing. You put all your gold you don't need in a bank so you don't risk losing it.
I guess I will turn hero dies all die on as well because I prefer to be booted to the main menu than to choose from penalty or risk losing the items.... Or manually restarting the game for that matter....
Well I'm ok for mods to lock it down then!