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What I'm saying is that if you purchase the Individual Creators license (and any other license as well), you will have to purchase the other license too, because they won't act as DLCs that you install over the other license.
For example, if you purchase the Individual Creators license from our site and you decide that you want the Professionals and Businesses license, what you can do is refund the first license and purchase the second one.
Let me know if you have more questions.
How long do I have to get my money back and buy another license?