I just ran out of money and was closed down for debt of $77 and I don't think I can face the grind to build up from nothing again.

I had several hundred in saleable instruments and equipment that I could have sold, knowing that the band could busk and earn enough for the next gig. Surely a landlord would prefer to wait a few mniutes and be paid than lose teh debt?

Which leads me to:

1) Rather than end game, I'd go for a force sale - randomly distrubuted - of assets.

2) If there still isn't enough money then the band breaks up. The player-charcter loses some/most of the skills (lack of practice) and most/all of the songs.

From reading band histories -- waiting for the conert to start usally - most bands broke up and reformed several times.

Ed