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回報翻譯問題
此主題的作者已將一篇留言標為問題解答。
Probably some of the most-unlikely failure states of Steam involves Valve handing all the money back to the users.
Some old iterations on the subject can be browsed 
討論區規矩與守則
2 
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in the unlikely event of the discontinuation of the steam network, measures are in place to ensure that all users will continue to have access to thier Steam games
do ford still make cars..
a war...
but a competitor could .. surface... and eat steam yes. its possible
Yeah I’ve got read it though it’s quite outdated from when this site was first made type of wording that’s been around for many years
Well what happens is you need to describe the circumstances a bit more. Because the reality is Steam doesn't live in a bubble, and it's not just going to randomly shut down. A lot of things have to happen and the specifics of the outcome would depend a lot on the what's and why's Steam's status is changing.
So what happens when Steam goes through a decade long decline where a majority of their users stop using it and no one cares because they haven't used Steam in years... What happened to the VHS tapes you stopped caring about in 2005.
What happens when Steam is bought up by Amazon, Google, or MS and their service is absorbed into another and you don't really lose anything even though Steam doesn't really exist anymore?
And what happens in the made up scenario where hundreds of millions of users are buying games and Steam just randomly shuts down with no warning or explanation and most people still want their content? Nothing because that's not a reasonable scenario.
So all your steam games would be like GoG games.
That said, and perhaps more importantly, the Steam platform closing down seems very unlikely in the near future due to the sheer size of the store and customer base; if Valve becomes insolvent, it's far more likely that another company will buy Steam. And at that point, all bets are off as to what the new company will do when they close down.
The average lifespan of any business is 18 years.
https://www.imd.org/research-knowledge/articles/why-you-will-probably-live-longer-than-most-big-companies/#:~:text=A%20recent%20study%20by%20McKinsey,S%26P%20500%20will%20have%20disappeared.
Well, sure. If they are consulted by McKinsey, they probably won't last long by virtue of having no clue and overspending to rent out-of-house talent and fancy business suit consultants.
And if not, I wouldn't give much about a study done or financed by a freaking consultant company who's whole business is to tell you how to run your business.
That's wishful thinking though.
The only real answer is: we don't know. Just because someone ten years or so ago said something doesn't mean it will still be honoured ten years from now.
IF - and that is a big if, because it is not happening - Steam is down to the point it has to close down, users will not see much of their money back, my personal guess not even a penny.
More realistic, in my opinion, would either a buyout of the Steam library with players keeping the existing library - there may be cuts or changes - or, in the event of full insolvency, letting players keep already installed games, with any games in your library not yet installed probably gone.