Practically impossible for them to do.

Oprindeligt skrevet af datCookie:

Practically impossible for them to do.

why no?

Oprindeligt skrevet af 1 euro xanax:

Steam needs to make their own payment processor

People need to search the forums before making the same thread. Your answer as to why this won't happen has already been posted MANY times.

Do you have any idea how large and complex of an undertaking it is to establish a payment processor and gateway?

Development, integration, registration, licensing, investment, maintenance and operating cost of data centers and servers to process the transactions, additional costs involving PCI compliance and other security measures, including salary. Partnership with banks, other payment service providers and obtaining government recognition on an international scale.
This is pretty much akin to establishing a bank.

Even though there are over 1 billion Steam accounts, there aren't actually a billion of us since people can create multiple accounts. According to reports, there are only 132 million users active per month and 69 million per day.

That's an insane amount of money to spend on making and running "the Valve Card" for such a few clients. The annual and the transactions fees would make it unappealing for the average person.

Oprindeligt skrevet af Chika Ogiue:

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Steam needs to make their own payment processor

People need to search the forums before making the same thread. Your answer as to why this won't happen has already been posted MANY times.

Nearly every thread created in the past month has several answers to this question but here goes another one:

The reason this won't solve anything is because Visa and MasterCard set these rules long before Steam even allowed adult-only games to be on the platform. Valve making their own payment processor doesn't solve any problem because Valve would still need an agreement with the Visa-MasterCard duopoly in order to get money from people's bank accounts via credit and debit cards.

So even if Valve went through all the steps required to make and run their own payment processing company, they would still have to follow the same rules they do now.

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Oprindeligt skrevet af datCookie:

Practically impossible for them to do.

why no?

Because they have no involvement or investment currently in being one.

And even if they did roll one out, it wouldn't eliminate the situation that is causing you to suggest it.

Oprindeligt skrevet af rawWwRrr:

Oprindeligt skrevet af 1 euro xanax:

why no?

Because they have no involvement or investment currently in being one.

And even if they did roll one out, it wouldn't eliminate the situation that is causing you to suggest it.

oh that suk. But why would it not eliminate the situation with pay? I would swap banks for good one in second. Here when im currently living banks are awful tbh. We talking about not a single one is good

Oprindeligt skrevet af 1 euro xanax:

Oprindeligt skrevet af rawWwRrr:

Because they have no involvement or investment currently in being one.

And even if they did roll one out, it wouldn't eliminate the situation that is causing you to suggest it.

oh that suk. But why would it not eliminate the situation with pay? I would swap banks for good one in second. Here when im currently living banks are awful tbh. We talking about not a single one is good

Because Valve is not going to create a global banking empire overnight and have that global banking empire both able to pay for all the stuff you would ever need to pay for and also not be under any of the restrictions that those partner payment processors and banks require.

steam/valve is also alot of a smaller team than you think it is.

Oprindeligt skrevet af 1 euro xanax:

Oprindeligt skrevet af datCookie:

Practically impossible for them to do.

why no?

The whole system is purpose built to disallow any competition, its corrupt to the core and built so on purpose.

Maybe Trump will create his own payment processor, his own internet and his own game platform where anything goes, just be patient.

Oprindeligt skrevet af TheStoryteller01:

Maybe Trump will create his own payment processor, his own internet and his own game platform where anything goes, just be patient.

And it'll be just another scam, like all the rest of the things he's done

Oprindeligt skrevet af Ben Lubar:

Oprindeligt skrevet af 1 euro xanax:

oh that suk. But why would it not eliminate the situation with pay? I would swap banks for good one in second. Here when im currently living banks are awful tbh. We talking about not a single one is good

Because Valve is not going to create a global banking empire overnight and have that global banking empire both able to pay for all the stuff you would ever need to pay for and also not be under any of the restrictions that those partner payment processors and banks require.

dont eman they cant start w it lol