Originally posted by the_veecha:

Why couldn't they have they just restricted some content to be purchasable only with steam points?

Because they don't sell any items with real-world worth with their points. And if they did, they'd have to start letting people buy the points with real-world money directly. Which pretty much means, the payment processors are still involved...

Originally posted by the_veecha:

Why couldn't they have they just restricted some content to be purchasable only with steam points?

It would fix anything. They will not do business with Valve if they content is sold on the platform at all.

Steam points have NO value anyway. Devs can't pay the bills with Steam points.... they want money.

Originally posted by the_veecha:

Why couldn't they have they just restricted some content to be purchasable only with steam points?

For some reason this seems to be asked decently lately, did a youtuber ask it? Anyway, the stuff simply being for sale on the store at all means they risk losing access to visa/mc. Simply "being able to buy with something else" will not bypass the terms put forth by visa/mc as it's still on the store and still for sale. The terms are very precise about the content they don't want their brand involved with for transactions.

Originally posted by the_veecha:

Valve could have used the situation to their advantage

Why couldn't they have they just restricted some content to be purchasable only with steam points?

Because they're not a real world currency.

Visa doesn't allow any website that distributes non-consensual pornography, even if it is fictional, to process Visa cards. It doesn't matter how many layers of obfuscation you try to put on top of it. If those games are available to add to your account on Steam in any way, Steam can't get money from credit card companies (or PayPal, which has similar rules) at all.

It's not something that's worth throwing away Steam in its entirety for.

Originally posted by Mad Scientist:

Originally posted by the_veecha:

Why couldn't they have they just restricted some content to be purchasable only with steam points?

For some reason this seems to be asked decently lately, did a youtuber ask it?

Why would an influencer need to get involved? It always seemed like it was supposed to be a system to do just that to begin with: go around the system of being forced pay with credit. It is pretty logical too considering that kids like to buy games just as well and they hardly ever have access to credit themselves.

Also, credit companies don't need to get involved with Steam cards that are redeemed to add to a Steam wallet. You buy the card with hard cash at a physical store front, redeem the card and there you are with money in your wallet that should (at least in theory) be used to buy games on Steam.

I used to do just that in the past but my issue with this system is that I need to provide more information with every purchase I make. Like my address (annoying but understandable for this one as they need to be able to figure out taxes and stuff) and my cell phone number (WTFBBQ for that one??? Actually insane.). That's exactly (part of) what I wanted to avoid dishing out by using credit in the first place and there we are, a small(ish in comparison) company asking me for information I would never willingly dish out at any real physical store even if they were to be asking.

In my world credit should be used for big purchase which make it awkward to carry a lot of money around. Not for some small purchase at a small store front. I always still carry hard cash on me at all time (like I've always done) just in case I need it for some reason and 20 to 40$ is pretty much on me at all time so... I consider that to be a small purchase really.

Originally posted by Ben Lubar:

Visa doesn't allow any website that distributes non-consensual pornography, even if it is fictional, to process Visa cards.

They say that, sure. But there's still many sites that do and which Visa payments are processed. Certain regional branches of Amazon, for example. Not to mention Fanza, which, when Mastercard had an issue with their adult videos, told Mastercard to get lost, and removed them as a payment option. This is partly why Visa's claim that such content is damaging to their image is seen as a hypocritical joke in Japan. But at least our politicians are also opposed to how payment processors are over-stepping their bounds.

Originally posted by Eagle_of_Fire:

Originally posted by Mad Scientist:

For some reason this seems to be asked decently lately, did a youtuber ask it?

Why would an influencer need to get involved?

...have you missed people making loads of threads about the visa/mc primarily because of youtubers, all with identical wording and ideas???

The issue is the product would still be for sale or obtainable in a store that is largely used with their services thus brand. Best to remove some barely noticeable "games" than lose an extremely large amount of business.

Originally posted by the_veecha:

Why couldn't they have they just restricted some content to be purchasable only with steam points?

Making the store inconsistent and complicated is a bad idea. Steam points aren't worrh anything, where's the advantage?

Why does every other user seem to think their "I thought of it in 5 seconds, and didn't consider any relevant information" ideas are brilliant?

Your idea is about as well thought out as suggesting Valve move its HQ to an alternate reality where the only payments payment processors process are for problematic games.

Originally posted by Mad Scientist:

Originally posted by Eagle_of_Fire:

Why would an influencer need to get involved?

...have you missed people making loads of threads about the visa/mc primarily because of youtubers, all with identical wording and ideas???

...

I just wrote a big post with four big paragraph to explain to you exactly what you're asking just now. Influencers are not required, everybody is already thinking it from the get go.

Originally posted by the_veecha:

Why couldn't they have they just restricted some content to be purchasable only with steam points?

this is why some people need to stay in school.

I meant the cash in your steam wallet not points, my mistake. But if CC companies won't even do payment processing if a platform has content they deem inappropriate that's an even more grotesque form of censorship than I thought.

Originally posted by the_veecha:

I meant the cash in your steam wallet not points, my mistake. But if CC companies won't even do payment processing if a platform has content they deem inappropriate that's an even more grotesque form of censorship than I thought.

The credit card company doesn't know what you're buying. Steam only sends them the number of dollars and cents the contents of your cart costs.