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https://wero-wallet.eu/
Austria has Card Complete, which does their cards through Visa
Advanzia Bank in Luxembourg, Mastercard.
Air plus international, mastercard.
Cornercard in switzerland, both mastercard and visa.
International Card Services for the netherlands, both mastercard and visa
RegioBank netherlands, both master card and visa
hmmm....that's the end of my list.
https://www.mordorintelligence.com/industry-reports/europe-credit-cards-market/companies
Looks like your EU choices are all using visa or mastercard.
"6.3.1 YOU agree to respect all the laws and regulations in force and in particular not to share or publish Contents:
* undermining in any way the rights that third parties, natural or legal persons, could hold in particular as regards Intellectual Property Rights, the right to the image or the right to privacy;
* discriminating, abusive, defamatory or racist, likely to undermine respect for the human person, its dignity, violent or pornographic, constituting an apology for crimes against humanity, denial of genocide, incitement to violence, racial hatred or child pornography, offensive to public decency;
* likely to endanger other USERS in any way;
* encouraging the commission of crimes and/or offences or inciting the consumption of prohibited substances;
* constituting advertising of any kind for advice or services or for the marketing of goods;
* likely to lead to harassment of any kind (moral pressure, insults, threats) of another USER or USERS and/or to collect and store Personal Data relating to them."
Underline and bold is mine. I don't think you can use it to get around these things that visa and mastercard are also saying no to. Theirs actually sounds more restrictive than the visa/mastercard rules.
https://static.weropay.eu/legal/v1/wero-tcs-en.html
Lets hope that they add the online payment stuff in quite some time.
Currently it only supports cash Transfers from one Bank Account to another one and as far as i know it is still only offered in 3 Countries.
"You agree to not upload, publish or share any content which we may determine, in our sole discretion, (i) is unlawful, fraudulent, abusive or threatening; (ii) violates the rights of others; (iii) is offensive or criminal (such as agitation against ethnic groups, child pornography or unlawful depictions of violence); (iv) contains viruses, Trojan horses, spyware, adware, malware, or other harmful or damaging programming; (v) constitutes unsolicited advertising (spam); and/or (vi) constitutes any other form of harassment.
Klarna reserves the right, without obligation, to monitor, review, adjust, inactivate or remove content, without notifying you or a third party, if we are required by law, or believe it is offensive, inappropriate, unlawful, violating the rights of others, or otherwise objectionable, in our sole discretion."
https://www.klarna.com/us/terms-of-use/
PaySafecard, which is austrian
Skrill, which is english
Trustly which is swedish.
if you try to buy anything right now, I'm pretty sure you got european options too.
The card companies just refused to not get it trouble. So somebody else could make money from selling something they shouldn't. Whether that company was European or American the logic in no way changes. Once they were well and truly aware of what was happening. There was only one choice going forward. Fighting legislators and regulators is a losing battle.
Most payment providers and banks have similar things written in their contracts, mainly to distance themself from stuff which is against the law and easier termination of contracts if their customers are found out to be using their account for illegal things.
Should not be nothing new.