You'll have to pay for everything, everywhere, in cash all the time -- no exceptions. Better yet, also get paid in cash. But don't think for a second that they'll notice any such "boycott". They won't.

Better would be to do what others are doing. Phone them. Lodge your complaint directly.

I mean, it all boils down how far you want/can go with it. It's up to you how much you are willing to inconvienience yourself for this boycott.

Just remember, that some alternative payment methods also use Visa/Mastercard.

Originally posted by Chika Ogiue:

You'll have to pay for everything, everywhere, in cash all the time -- no exceptions. Better yet, also get paid in cash. But don't think for a second that they'll notice any such "boycott". They won't.

Better would be to do what others are doing. Phone them. Lodge your complaint directly.

That's a good point.

You don't.

Honestly, it not worth it if you want to keep shopping online, and don't have many options to choose from. Depending where you're from, you may have more options, or less option for credit card companies to choose from.

If you want to change card, I suggest check your stores you shop online, see what they accept from AMEX, discover, or etc if they support in your region, and able to apply for one, otherwise you're kind of stuck what you got for online access to stores. I don't recommend hurting your credit score either if it important to you, but if want send a message, there those that made reddit page send complaint, and cost them money with phone call.

Originally posted by Chika Ogiue:

You'll have to pay for everything, everywhere, in cash all the time -- no exceptions. Better yet, also get paid in cash. But don't think for a second that they'll notice any such "boycott". They won't.

Better would be to do what others are doing. Phone them. Lodge your complaint directly.

Them responding so loudly to the complaints says that they are worried that those complaints might become actions

Originally posted by Z-Bash:

Originally posted by Chika Ogiue:

You'll have to pay for everything, everywhere, in cash all the time -- no exceptions. Better yet, also get paid in cash. But don't think for a second that they'll notice any such "boycott". They won't.

Better would be to do what others are doing. Phone them. Lodge your complaint directly.

Them responding so loudly to the complaints says that they are worried that those complaints might become actions

And what actions could that be, exactly? There's currently no law that prevents them from doing what they've done, or else there'd be lawsuits happening.

And the gaming industry is a tiny fraction of the money they push every year, so losing it would mean nothing to them.

They're not worried about a boycott of any kind, because they're so embedded that it's impossible to avoid their services completely.

Originally posted by Z-Bash:

Originally posted by Chika Ogiue:

You'll have to pay for everything, everywhere, in cash all the time -- no exceptions. Better yet, also get paid in cash. But don't think for a second that they'll notice any such "boycott". They won't.

Better would be to do what others are doing. Phone them. Lodge your complaint directly.

Them responding so loudly to the complaints says that they are worried that those complaints might become actions

See the thing is they push the call service by 3rd party, they charge by the X amount of call & Y amount of time, that why they're not happy. Think of this way your water bill like $50 a month, and suddenly it hit like $200 out of no where, can afford it, but sure heck not happy about it.

Originally posted by Dr.Shadowds 🐉:

Honestly, it not worth it if you want to keep shopping online, and don't have many options to choose from.

This is from a US perspective, so I'm assuming things may be different elsewhere. One option that I've toyed around with is just to have the purchase get charged to those installment payment companies, like Klarna, Synchrony, or Affirm, and then pay them directly. They will take payments via Visa/MC but discourage it with fees, preferring payments via checking/savings accounts. But that's the goal for OP anyway.

Some retailers have their own branded store cards, even Amazon has their own. They are typically managed by private financial institutions. Used to be everyone's first credit card was from a gas station. But those gas stations have move to branded Visa/MC now.

So if someone is determined enough, they could probably ditch their Visa/MC entirely, but it will put them at a disadvantage. And it's often good sense to use one for purchases because of the zero fraud liability that comes with them. If a checking account or debit card connected to it is used fraudulently, you're on the hook until that bank does their own investigation and decides to reimburse you. With Visa/MC, it's all forgiven upfront.

If I were to make a stand, I would look to use other options whenever possible. But you always have to look out for yourself. Plan for the long game. Protect your ability to pay for emergency items even if you despise Visa/MC because of their influence on Steam. Keep one of each on standby and use them as little as possible just to maintain the account. There may be one day in the future where they will be your only salvation. Just my 2 cents.

Originally posted by rawWwRrr:

Originally posted by Dr.Shadowds 🐉:

Honestly, it not worth it if you want to keep shopping online, and don't have many options to choose from.

This is from a US perspective, so I'm assuming things may be different elsewhere. One option that I've toyed around with is just to have the purchase get charged to those installment payment companies, like Klarna, Synchrony, or Affirm, and then pay them directly. They will take payments via Visa/MC but discourage it with fees, preferring payments via checking/savings accounts. But that's the goal for OP anyway.

Some retailers have their own branded store cards, even Amazon has their own. They are typically managed by private financial institutions. Used to be everyone's first credit card was from a gas station. But those gas stations have move to branded Visa/MC now.

So if someone is determined enough, they could probably ditch their Visa/MC entirely, but it will put them at a disadvantage. And it's often good sense to use one for purchases because of the zero fraud liability that comes with them. If a checking account or debit card connected to it is used fraudulently, you're on the hook until that bank does their own investigation and decides to reimburse you. With Visa/MC, it's all forgiven upfront.

If I were to make a stand, I would look to use other options whenever possible. But you always have to look out for yourself. Plan for the long game. Protect your ability to pay for emergency items even if you despise Visa/MC because of their influence on Steam. Keep one of each on standby and use them as little as possible just to maintain the account. There may be one day in the future where they will be your only salvation. Just my 2 cents.

Cases like that would be store own credit system where they sell gift cards for their service, but issue this isn't a widely accepted share among others, and can encounter things like stores not having any credit system, or sell giftcard of their, or using other services gift card. Example Google Play, or Apple Pay.

Originally posted by Z-Bash:

Them responding so loudly to the complaints says that they are worried that those complaints might become actions

All it says is that they're tired of people clogging up their phone lines and hindering other customers from potentially getting help when they need it. If you want them to REALLY notice, you have to get government involved. And no, that EO people are taking about isn't it.

Originally posted by Dr.Shadowds 🐉:

Originally posted by rawWwRrr:

This is from a US perspective, so I'm assuming things may be different elsewhere. One option that I've toyed around with is just to have the purchase get charged to those installment payment companies, like Klarna, Synchrony, or Affirm, and then pay them directly. They will take payments via Visa/MC but discourage it with fees, preferring payments via checking/savings accounts. But that's the goal for OP anyway.

Some retailers have their own branded store cards, even Amazon has their own. They are typically managed by private financial institutions. Used to be everyone's first credit card was from a gas station. But those gas stations have move to branded Visa/MC now.

So if someone is determined enough, they could probably ditch their Visa/MC entirely, but it will put them at a disadvantage. And it's often good sense to use one for purchases because of the zero fraud liability that comes with them. If a checking account or debit card connected to it is used fraudulently, you're on the hook until that bank does their own investigation and decides to reimburse you. With Visa/MC, it's all forgiven upfront.

If I were to make a stand, I would look to use other options whenever possible. But you always have to look out for yourself. Plan for the long game. Protect your ability to pay for emergency items even if you despise Visa/MC because of their influence on Steam. Keep one of each on standby and use them as little as possible just to maintain the account. There may be one day in the future where they will be your only salvation. Just my 2 cents.

Cases like that would be store own credit system where they sell gift cards for their service, but issue this isn't a widely accepted share among others, and can encounter things like stores not having any credit system, or sell giftcard of their, or using other services gift card. Example Google Play, or Apple Pay.

Gift cards would just commit money to that store. It's not something I would recommend unless you know for sure that you're going to buy something and perhaps you can combine the purchase of those cards with some kind of loyalty system to double dip. You'd still need to find a way to buy them sans-Visa/MC.

But I was just offering other options that are out there. Someone could go Visa/MC free, but it would take some work. And I would still recommend keeping them around just in case.

Cancel any cards you have with their logo. That's the biggest start.

Originally posted by rawWwRrr:

Originally posted by Dr.Shadowds 🐉:

Cases like that would be store own credit system where they sell gift cards for their service, but issue this isn't a widely accepted share among others, and can encounter things like stores not having any credit system, or sell giftcard of their, or using other services gift card. Example Google Play, or Apple Pay.

Gift cards would just commit money to that store. It's not something I would recommend unless you know for sure that you're going to buy something and perhaps you can combine the purchase of those cards with some kind of loyalty system to double dip. You'd still need to find a way to buy them sans-Visa/MC.

But I was just offering other options that are out there. Someone could go Visa/MC free, but it would take some work. And I would still recommend keeping them around just in case.

Pretty much what I'm saying, it just that other alternative are kind of limited, and vary where someone from, as well what stores want to shop at.

Just to give you a comparison for how small you are compared to a credit card company that has essentially everyone on the planet as customers:

Would you notice if someone removed one water molecule from your body?

Originally posted by Ben Lubar:

Just to give you a comparison for how small you are compared to a credit card company that has essentially everyone on the planet as customers:

Would you notice if someone removed one water molecule from your body?

The mosquitoes certainly make themselves known.

Originally posted by Start_Running:

Cancel any cards you have with their logo. That's the biggest start.

From a credit report perspective, just let them idle. When you start cancelling cards it'll kill your credit report in a number of different ways. Just don't get any more with those logos.