I have read horror stories about people being banned from steam because of paypal chargebacks

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vintologi.com 13. aug. kl. 14:19

This is from reddit. Seems like multiple people had bad experiences with paypal which is to be expected since they are known for being awful in every way.

pway_videogwames_uwu wrote:

I've never trusted using it with Steam. 15+ years ago my friend had to fight to get his Steam account unbanned because PayPal randomly charged back a purchase.

Western-Dig-6843 wrote:

PayPal once let someone into my account. The thief used basic social engineering to get into my account through a customer service representative, bypassing my password and 2FA completely. They changed the email on my account, which I didn’t see the notice of until they had already used my account to buy gift cards. Thankfully my credit card company had my back and reversed all the charges.

Haven’t used PayPal since.

PlasmaLink wrote:

SAME! My parents gave me a paypal account with $70 on it as a birthday gift once to let me practice being fiscally responsible. I bought something on steam with it, and they immediately charged back and got my steam account stuck. I was in tears, and my mom had to spend like 4 days talking to people on the phone to get it fixed.

twogayfiremen wrote:

this exact same thing happened to me. made a purchase through paypal one single time on steam. both accounts over a decade old on paypal and steam. out of nowhere i am banned from steam 2 days later. paypal in their infinite wisdom charged the 100~ dollars back for no apparent reason. refused to contact steam support and i had to beg steam to undo the ban. i never got an explanation as to why they reversed the charge. they then froze my account with around 2000 dollars in it. the account had been used for ebay and a few other things only a month or two before with no problems.

haven't touched it since. have only heard nightmare stories from friends who use it for their businesses. meanwhile steams final words on the matter were making me pay the lost amount and saying i would be irreversibly banned if this ever happened again in the future. never got an actual answer from paypal on why they did this or why my account was frozen for a decade.

meltedskull wrote:

This happened to me. I had to rebuild my entire steam library. Hated it.

slackforce

I have to use PayPal because Steam stopped supporting Amex. I ♥♥♥♥♥♥♥ hate it. Thankfully I live in Canada but I’m going to be pissed about that for…forever I guess.

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miamew3 13. aug. kl. 14:26

People are not banned from steam for chargebacks, they can still use steam. The payment method they used is blocked for future use on their steam account, unless they can get the chargeback reversed. They would have to use another method of payment if they wanted to purchase on steam.

So for example: I use my visa card to buy a game on steam, then get my card to issue a chargeback. Steam will block my visa card from ever being used on steam again unless i have the chargeback reversed.

The problem with paypal is that they dont reverse chargebacks, so that payment method will forever be blocked for use.

You can read more about how chargebacks work here: https://steamhost.cn/help_steampowered_com/en/faqs/view/783F-5E0F-9834-22D2

Sidst redigeret af miamew3; 13. aug. kl. 14:28

Trollhammer 13. aug. kl. 14:30

And why are you planning to do a chargeback with PayPal ?

Sciencemile 13. aug. kl. 14:30

This doesn’t sound like a problem on Steam’s side; sounds like PayPal messing up or people getting hacked.

Never do a chargeback unless you plan to never do business with a company ever again.

Shreddy 13. aug. kl. 14:33

It’s the main reason that Steam is the worst platform for PC gaming, both GOG and Epic allow for customers to refund through PayPal based on their countries consumer laws where as Steam thinks they are above the law and messes with customers accounts in retaliation for getting refunds they are more than entitled too. It’s one of the main drawbacks to steams monopolistic position and a big factor in why a lot of people avoid purchasing on this platform.

The nameless Gamer 13. aug. kl. 14:34

Oprindeligt skrevet af Shreddy:
It’s the main reason that Steam is the worst platform for PC gaming, both GOG and Epic allow for customers to refund through PayPal based on their countries consumer laws where as Steam thinks they are above the law and messes with customers accounts in retaliation for getting refunds they are more than entitled too. It’s one of the main drawbacks to steams monopolistic position and a big factor in why a lot of people avoid purchasing on this platform.

Refund is not the same as chargeback.

TheStoryteller01 13. aug. kl. 14:53

Oprindeligt skrevet af vintologi.com:
second-hand bait

Second-hand baiters are blocked as well.

Chika Ogiue 13. aug. kl. 15:01

Oprindeligt skrevet af miamew3:
People are not banned from steam for chargebacks, they can still use steam.

They used to be outright banned. But Valve haven't outright banned accounts for anything other than the most serious or reasons for a fair number of years.

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