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Start calling Visa and MasterCard multiple times a day each.
If you can afford it, send them USPS letters too, 4-5 times a week.
Contact your 2 senators, and your representative.
Put the heat on Paypal, Stripe, Visa, and MasterCard, and don't let up.
Visa is going to gaslight you and ask you to email their askvisa address. Do it, but don't stop calling. For every call to Visa, send them 2 emails to askvisa. Call Visa 100 times a month? Send them 200 emails a month.
huhuhuuhuh hahahahaha hehehehehe
I know this doesn't fit into the story. That you want to tell to each other. Credit card companies are without shame. They are motivated by greed and by fear, and you aren't close to being that scary. Not as scary as a state prosecutor with a hot button. Heading into the lead up to election season.
What Valve did ultimately probably insulated it from prosecution.
Blaming this, or that, or the other thing. Entirely misses the point that it's over. The age of internet illiteracy has ended. Younger politicians are more aware. Then their older retiring counterparts. The age of getting away with it, because you're doing it online. That's going away no matter what. Civilization and its laws are finally catching up, and the wild west is coming to an end again.
The alternatives don't. Payment management will stay with Mastercard and Visa. Cause no store wants to be scammed by customers.
You know, to have a war you need at least a second Party who can fight back with high numbers, not a few people who think someone would care about that.....
Amex have a different backend.
I know this isn't an option for everyone, but many stores, atleast here in americaland you can get them fairly easy.
With any luck, government action will happen and this gets nipped in the bud, well atleast here in americaland.
Just buy Steam gift cards in your grocery store round the corner (pay cash if you need to stay anonymous) and fill up your wallet.
Problem solved.
Visa and Mastercard are trusted partners of Roblox, and despite the recent blowup in awareness, the pedo problem on Roblox has been known about for a number of years. So let's not pretend Visa and MC are some paragon of virtue, especially when they also process only fans accounts.
Purely fictional legal content does not need to be censored.