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You can get 4% in the money market.
Lending money to people is a little dangerous, Here in New Zealand you'd have to take someone to the small claims court if they didn't want to pay you back.
Problem is the fee they charge and then you have to prove the debt exists.
Then finally if the court rules in your favour, Trying to enforce it is also difficult, You can't just phone the police.
Getting blood from a stone is quite difficult.
So in short, No.
What did said sad ball do to earn your gift(s)?