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Google Wallet is also very safe and costs a lot less. Bank Transfer, WMZ, Kiwibank, Moneybookers etc are all used as well. If you're complaining about lack of alternatives, you haven't looked very hard.
Paypal is popular because it's been around for a while and is used by virtually anyone who trades for cash.
Like any system with chargebacks, you need to know what you're doing before you accept payment, and avoid risk.
Bitcoin has some major issues, like the hacking of coinbase and Mt.Gox.