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There is absolutely no reason you would ever be banned for asking for a reclaimed higher than another user wants to pay. It is your item and is up to you to decide what to sell it for. Other people who try to use that type of threats are just either trying to bully you into selling to them or are looking too much into price guides and spreadsheets.
I'm not quite sure what you mean by seeing people being banned for adding a key to an unusual, as that is simply negotiation.