i was asking myself the same thing

I was annoyed about the forearm and neck not being protected, so i found that by editing the file "clothing _StalkerArmorPack"
Each item has a section that seems to allocate the protected locations.
by changing this line
"BloodLocation = Shirt,"
to
"BloodLocation = Jacket;Neck,"
This made the clothing cover the full arms and the neck
for my games i have done this for the Exo suits, as i wanted those to fully protect.

Thanks

Originally posted by Hepatitus B:

I was annoyed about the forearm and neck not being protected, so i found that by editing the file "clothing _StalkerArmorPack"
Each item has a section that seems to allocate the protected locations.
by changing this line
"BloodLocation = Shirt,"
to
"BloodLocation = Jacket;Neck,"
This made the clothing cover the full arms and the neck
for my games i have done this for the Exo suits, as i wanted those to fully protect.