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else probably stay on valve server until valve being forced to erase it
However in reality they will just lay dormant and unused. If you give your login information to someone else before you depart this mortal coil, they could technically log in and use it, but since this is against the terms of use they risk ban. Honestly though I doubt anything would happen.
I wish....
https://www.eurogamer.net/what-happens-to-your-steam-account-when-you-die
Meow.
Nothing.
It sits in limbo.
I have a deceased person on my friends list, I don't have the heart to remove them but the account just sits there even after 11 years.
They will continue to contribute to the legacy and you will live forever.