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Steal is a key word here, basically a scam means I agree to give you X amount for a certain hat, you give me the hat and I never pay, there are a few other scenarios, but that's the most common one.
Getting what you call "a good deal" (I hate that term) is fine within reason. If you buy an unusual off someone for a few keys, odds are you'll be marked as a shark, and banned from pretty much everywhere, however that only applies in extreme cases. (As mentioned, like Unusuals for a few keys.)
I don't plan on ever buying an unusual so I guess I'm safe for the time.
Tough, it seems (kinda) unfair because I would be left guilty because somebody doesn't do his homework on price-checks. Anyways, I don't think a person with a Unusual would not know about his/her hat's average price.
You can lock this discussion or something whatever is possible here if you want.