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What I plan to do when i cash out, is to have people pay me on a game called "Second Life".
They have a legal currency exchange built into the game, so you will not have a risk of someone doing a chargeback on paypal.
The way it works is Second Life will take around 3 % of the total money being cashed out of their game; it then gets sent to paypal which costs you another dollar.
But it is much better than relying on people paying you through paypal, because there is never a risk of chargebacks. Once someone pays you on second life, the deal is done. There is no way to get the money back, unless you can prove someone hacked your account. It is not easy to prove such a thing, unless it is true, and they will investigate it properly.
So there is no risk at all in getting payments over second life. I used to create and sell virtual items, and virtual real estate there and I made around 3300 USD over 2 years there. I quit the game because I got bored of it, and the money was not incentive enough to stick around.