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PS Baltic

Two things I NEED TO clarify first:
1. This is FICTIONAL but inspired by the Collins Line steamers.
2. You MUST have infinite electricity enabled.

The Baltic was launched in January 1855 and sailed on July 1856. The Baltic was a very successful vessel, capturing the blue riband for the River And Oceanic Crossings Line. The ship was more luxurious than her older sister, Pacific. She had more cushioned couches, and a large upgrade for her time was the barriers on the steerage staircases, which provided some protection. On September 7th, 1856, an unknown towering Ocean Liner grazed the vessel's side. This caused a large opening on her port bow and water surged in. It was a dark and foggy night when the vessels collided. The Baltic's steerage rapidly flooded and her smoking room oil lamps were knocked from their holdings and fell onto and ignited the smoking room benches. The cramped Cabin Class passengers, all in the saloon at the time, panicked and spent some time organising themselves. This would prove fatal, as water splashed onto her raised forecastle. Many steerage in the bow got out, all in the stern were lost. The passengers in Cabin Class heard the horrid screams coming from steerage below, and realised the urgency to get on to the deck. Passengers rushed up the singular tiny Saloon staircase and many were trampled. The vessel gained a list. The surviving steerage took up 3 of the 4 lifeboats, with only 5 cabin class surviving. The fourth lifeboat contained the majority of the Cabin Class that came out, but still being tied to the davits, they tried to cut free. The ventilators on the bow submerged and the ship angled higher. The davits above the lifeboat lowered and hit the 4th lifeboat. The davits snatched the boat and it capsized, taking all on the boat with it. This was the worst disaster for the River And Oceanic Crossings Line. Three hundred hundred of the four hundred on board were lost. Pacific and her remaining sisters had their Saloon Class staircase widened as a safety precaution. The loss shocked the press and the unknown Ocean liner that collided with Baltic was speculated to be the RMS Persia of the Cunard Line but remains a mystery to this day.

Notes:
Practically full interior
Somewhat laggy
Four lifeboats
Working sidewheels with a hidden motor to boost speed