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Banks & Taxes

This mod adds in banking and taxes. As expected. Store cash, gain interest, and pay taxes.
Pay taxes at your own risk! Should fully work now. Comment if anything doesn't work.

Talk to your faction's royal questgiver (Admin, Auspex, or Viceroy) to start paying taxes!


Too much money and don't know what to do with it? How about giving and storing it to one of the three major factions of Eral?
- You can deposit or withdraw your gold to and from a bank.
- Get started with banking at your faction's royal questgiver!
- This bank can be accessed from any of the three royal questgivers.
- You will receive a certain percentage of interest everyday depending on your faction and rank.

If you're a part of a faction, then it is your duty to pay taxes! Every year (9 months), you are required to file your taxes on time.
- There are different types of taxation for each faction (Progressive, Regressive, and By Rank)
>> Progressive and Regressive taxation (Seartial and Jasce respectively) calculate annual taxes based on your annual income which is calculated based on your average annual bank deposits. While Seartial's progressive tax becomes gradually harder the more money you store into the bank, Jasce's regressive tax makes it difficult to maintain a bank balance early on, but reach max rank for Jasce will exempt you from taxes.
>> By Rank taxation (Rumane) is a fixed ~1000 GP increase for each faction rank up to a max of 10000 GP. However, the interest rates provided by Rumane are worse than the other two.

There are penalties to failing to pay taxes! Remember to always pay your taxes on time, or else...
- When filing taxes, you will lose Favor the more unpaid overdue taxes you have.
- Failing to pay your taxes will lead to overdue taxes with an incurring 5% penalty interest.
- Failing to pay your taxes on time (you have a one-month time span to pay your taxes) will lead to additional penalty fees based on your annual tax and days late, so remember to pay your taxes on time!


Perhaps the legal way of life is too unprofitable for you. Don't worry, there's an alternative to paying taxes.
- You can alternatively store your gold with Mellor at the cafe in Ash Port.
- You will receive a small fixed percentage of interest everyday.
- While the worst interest rate, Mellor does not impose any taxes.
- You can use this bank in conjunction with the other bank to stack the cash gains.
- Because the banks are separate, you can only deposit and withdraw your money from Mellor.

>> None so far. Taxes are kinda scary to work with...