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However, I realized that there's a simple way to prevent the mod from eating all your cookies right after a reincarnation just to buy stocks. I just have to put in a limit whereby a stock purchase is not made if it would consume more than 5% of the cookies in your bank. I'll try to get this done in the next week. However, this is not a replacement for an on/off switch, which will take more work.
As for your last point, there should be no way that the mod can trade stocks when the market is inaccessible. If it's inaccessible to you, it's inaccessible to the mod as well.
But this gradually changes with time, and within a few hours, even the "Profits:" figure should be in the green. Within a day, it definitely will be, and your profits will continue to increase day after day - guaranteed. It will make more profits over time than any other mod, and more than you can make yourself.
Please don't condemn a mod that has a 5-star rating from hundreds of users just because you don't understand what it's doing. And please read the documentation that is boldfaced in the Description above. The mod doesn't work the way you think it does; it is not "speculating". It uses an algorithmic approach tailored to the way this particular stock market works, and it never loses many over the long term (i.e., a day or more). For players in the advanced stages of the game, it is easy to win the Gaseous Assets achievement in less than two days by using this mod.
Also; is the mod supposed to be trading when the stock market is inaccessible? After ascension, it started trading as soon as I bought any farms.
The stock market's actions are inherently probabilistic, and the mod does the best it can with the information it has. From what I've seen, this appears to be much better than any other stock market mod for the game. It uses some nonintuitive strategies to achieve those results. It may lose occasionally, but thousands of hours of testing by me personally have shown that it wins several times more often than it loses, and the average win is at least several times as big as the average loss. The Gaseous Assets achievement, which many consider the hardest in the game to obtain, can be reached in less than two days with this mod in a fully upgraded, non-cheating game.
If you can do better on your own, or with another mod, especially over a period of days, please let me know.