Kenshi
Bank Use! EN
31 Comments
crunk aint dead 24 Jan @ 5:01pm 
This removes the "Wandering Trader" start from English versions of the game, you renamed the game start which causes it to not show up.
MikaBoy 5 Jan @ 2:03pm 
Hi!

First off, thank you so much for the awesome work on this mod! I really enjoyed it and decided to translate it into Spanish for personal use. Afterward, I thought it might be a good idea to share the translation so others can enjoy it too. Of course, all credits go to you for the original mod.

Please note that anyone who wants to use this translation will need to download the original mod as well. You can find the translation here: https://steamhost.cn/steamcommunity_com/sharedfiles/filedetails/?edit=true&id=3400744105

I hope this doesn’t cause any issues, and again, thanks for your amazing work!
MizKai 12 Apr, 2024 @ 8:40am 
Also for different banks.. maybe can add from holy nation or shek kingdom or anti slavers.. if they are enemy with the UC atleast they have other options
MizKai 12 Apr, 2024 @ 8:39am 
This mod is good for the bandit can steal your money when knocked down...

For interests. I don't think interest must be implemented in this kenshi world, plus it is traders guild, why would they give more money to other members. They should do the opposite, the bank eats money when you are not being active, all of your savings in the bank. The traders guild will consumes it... As that's what i've experienced in real life.. my money in the bank, they consumes it... When i haven't been depositing or withdraw. no interest...

So i think bank is good for storing things, like free storage room if you can manage to add a renting chests in the bank to store your items. (But after all you can just buy a house and make your own chest)
Anrhaa 14 Sep, 2023 @ 10:27am 
Boss the description got deleted.
thewanderingoutsider 11 Jul, 2023 @ 8:13pm 
I'd really like it if you could also lend/borrow money for other factions too besides trader's guild and slave traders. Lol
thewanderingoutsider 10 Jul, 2023 @ 8:53pm 
As someone who just ends up making a whole load of money endgame with nothing to spend it on besides crafting materials because I like RP as a trader...this is the sort of thing I like!
Myst Leissa 29 Apr, 2023 @ 8:06am 
Let me clarify: Cats are well known to be an integer value, not a float or a double.
Myst Leissa 29 Apr, 2023 @ 8:00am 
Your figures are slightly off tbpf, and I'm not sure where to begin with your calcs, other than there are no decimals in Cats.
Kasumizake  [author] 29 Apr, 2023 @ 5:39am 
<Nyschさん
一番実用的なのは、あらかじめ拠点を築き、トレーダーズギルドに加入することです(100000キャットのところを75000キャットで加盟できる)。そうすれば同盟関係+75(引き出せるお金が増える)になり、メンバーシップ(銀行を利用する際に必要)が貰えます。一応、同盟関係を維持すれば奴隷勢力に襲われなくなるという利点があります。

The most practical way is to build a base in advance and join the Traders Guild (you can join for 75,000 cats instead of 100,000 cats). This will give you an alliance of +75 (more money you can withdraw) and a membership (required when using the bank). For the time being, if you maintain an alliance, you have the advantage that you will not be attacked by slave forces.
Myst Leissa 28 Apr, 2023 @ 6:12pm 
Personally I don't see the point, it costs 50k just to borrow 10k? Not really efficient, you'd be better off saving your 10k from the 50k and just setting it aside in your head...If it didn't have the prerequisite maybe, but 50k kinda breaks the whole thing...and what about interest :P
Myst Leissa 28 Apr, 2023 @ 6:07pm 
where do you join the Trader's Guild?
Skakk 7 Apr, 2023 @ 9:09am 
I respect your happy with it, and that you achieved what you wished, again thank you for your input.

I feel your work will help and inspire more mods.

Have a good day.
Skakk 7 Apr, 2023 @ 9:08am 
@ Kasumizake - Thanks for your reply & view/opinion.
I don't want to sound demanding, I appreciate what you have done. You have already accomplished more than I could/would.

I personally found that allying with the Slaver groups was not compatible with my mod list and style of play, so I choose to avoid pursuing alliances with The Traders Guild etc. I was hoping there may be a way to still incorporate your mod into a less restrictive RP so i could make use of it, since the only real benefit I see is to cheese an 100 relations alliance with The Traders Guild through payment, which can already be done in the Traders Guild HQ.

Its not really functioning as a bank as I cannot or have need to store money there, since your money cannot be lost or stolen in Kenshi, and no interest is paid on lodging/lending the bank money. It is just a way to pay a Traders Guild dignitary for relations boost or to rob for relations loss in a building called a bank.
Kasumizake  [author] 7 Apr, 2023 @ 6:20am 
4、最後に
Skakkさんには申し訳ないのですが、これ以上はできないと感じています。分かってほしいのは、RPとゲームバランス、この両方を考えてこのMODがあるということです。自分はこのMODの出来にけっこう満足しています。思った以上に評価されて嬉しかったです。このMODがきっかけで、さらにいいMODが作成されたら、作者は喜ばしい限りです。

4. Finally
I'm sorry Skakk, but I feel I can't do any more. What I want you to understand is that this mod is designed for both RP and game balance. I am quite satisfied with the result of this mod. I was happy to be recognized more than I expected. If this mod triggers the creation of even better mods, the author will be delighted.
Kasumizake  [author] 7 Apr, 2023 @ 6:14am 
3、アドバイスについて
もっとお金の貸し借りができるようになりたい。同盟関係をどうにかできないか?新しく派閥を追加してそれがお金の差し押さえをしたりしてはどうか?など、色々とアドバイスや要望等ありがとうございます。ただ自分自身、あまりFCSに詳しくないため、これ以上の複雑なシステムを考え、作り上げるのが難しいです。

3. Advice
I want to be able to lend and borrow more money. Can we do something about alliances? Why not add a new faction and let it seize money? Thank you for your advice and requests. However, I am not very familiar with FCS, so it is difficult to think of and create a more complex system.
Kasumizake  [author] 7 Apr, 2023 @ 6:08am 
2、トレーダーズギルド、奴隷商、反奴隷の同盟関係について
そもそもこれはバニラの仕様を再利用した形です。銀行はトレーダーズギルドの施設ですので、利用するには傘下に入る形に...といった感じです。一応、メンバーシップを50.000キャットで購入すれば反奴隷と敵対しなくてすみます。

2. About the Traders' Guild, Slave Traders, and Anti-Slave Alliance
In the first place, this is a reused form of vanilla specification. The bank is a facility of the Traders Guild, so to use it, you have to be under the umbrella ... It's like that. If you buy a membership for 50.000 cats, you will not have to antagonize anti-slavery.
Kasumizake  [author] 7 Apr, 2023 @ 6:00am 
1、1.0000キャット=同盟±10について
この計算式は、同盟関係100=10.000キャットとして考えていました。つまり、銀行側も信用してる相手に貸せるのは10.000キャットが限界だろうというRPに基づいています。終盤では大金を一気に稼げるのかもしれませんが。どちからといえば、序盤から中盤のキャラのために、投資をしてくれる役割と考えた方がいいです。

1, 1.0000 cats = about 10 ± alliance
This formula was conceived as alliance 100 = 10.000 cats. In other words, the bank is also based on the RP that the limit that it can lend to a person it trusts is 10.000 cats.You may be able to make a lot of money at once at the end of the game. Speaking of which, it is better to think of it as a role that invests for characters from the beginning to the middle.
Kasumizake  [author] 7 Apr, 2023 @ 5:52am 
<Skakk さん
長文コメントありがとうございます。機械翻訳でのやり取りなので、意思疎通が難しいと思いますが...一通り考えを述べようと思います。

Thank you for your long comment. Since it is a machine translation communication, I think it is difficult to communicate... I would like to express my thoughts.
Skakk 6 Apr, 2023 @ 5:18pm 
Part 6 - (Really the last post :steammocking:)

If making a new faction with all that would be needed to flesh it out, be too demanding, perhaps making it possible to buy the bank and have it function like a shop/stall.

The bank could be setup in any owned building, with the purpose of lending money to NPC's, which would allow them to buy from other shops and stalls, allowing for trade within cities to flourish, since NPCs don't ever have money to buy anything. NPC's then would need to pay back to the banks from the money they make from their jobs, like farming, mercenary work, shop workers etc. If they can't pay, then they get enslaved and sold on or work for you where you designate. They become your slaves.

This could be a base for a larger trading expansion system that could fill a gap that many mods try to address but none do sufficiently.
Skakk 6 Apr, 2023 @ 5:01pm 
Part 5 (last part ;))
Would you consider separating the bank from The Traders Guild, perhaps making it a separate guild. The Iron Bank of Kenshi for example. They could offer missions to collect money from NPC's. Hunt you the player if you owe them money and are late paying, come claim your base for themselves etc. They could also have a smaller agent walking around towns allowing you to collect interest your owed for loans you gave them, or to make payments with a restriction on amounts they handle due to not being in Heng. This would prevent conflicts with other mods that change the layouts of towns.

I see alot of potential with this mod , but in its current development I find it restrictive and niche.
Thanks for your work so far, and I hope you can surprise us with where you take it in the future ;)
Skakk 6 Apr, 2023 @ 4:53pm 
Part 4 -
As you may see that I don't really see the function of the bank unless I plan to play as a Wandering Trader allied with The Traders Guild (Which is not the anti hero I want for my story ;)), but if so, it will be for getting free relations, not borrowing as I could make 100,000 in a day if I try or get lucky not trying.
Skakk 6 Apr, 2023 @ 4:50pm 
Part 3 -
So I wouldn't want to be allied with the Traders Guild, which is a requirement. I most likely wouldn't need to borrow. So I could only lend money to the bank is that right? If so what do I get in return? Do I get interest on the money I lend the bank? If so how much %. Would this money be auto-credited to me or do I need to go to the bank to collect it? How often, once a day, or week or longer? Is the interest compounded if I can't collect immediately?
Skakk 6 Apr, 2023 @ 4:45pm 
Part 2 -
Also 10,000 cats per +/- 10 relations seems too much relations change. I would normally have over 100,000 cats within a few days in game, potentially 1 millions cats, as I play with max squad size, max population etc, so have plenty of oppotunities to make money. I would probs never borrow, unless I started in Heng on day 1 and needed supplies (decent bag, food, med kit/repair kit). I would see the issue more that i could buy an alliance with Traders Guild for less than 50,000 cats (since I would already need to be allied with them with 50 relations).
Skakk 6 Apr, 2023 @ 4:44pm 
Glad to see this mod. I heard others were working on incorporating this system (not mod) into their collection before, but you are the 1st I believe to release it.

I'm wondering if the system you are using it the best use, and if more could be added.

For Example -
Being an ally with the Traders Guild I have found to be troublesome, as they are friends with all the slaver groups and can lead to issues with Anti Slavers etc. Would it be possible to remove the requirement of being allied with The Traders Guild in order to use the bank?
Kasumizake  [author] 1 Apr, 2023 @ 10:56pm 
他の方々も、Thanksコメントありがとうございます!
Thank you for your comments!
Kasumizake  [author] 1 Apr, 2023 @ 10:54pm 
<Solusさん
あなたの言う通り、どうやら不具合があったので、修正しました!
You're right, apparently there was a glitch, so I fixed it!
T-bag 1 Apr, 2023 @ 4:31pm 
Thanks. i hate debt in my life, but in game i miss it.
maks052 1 Apr, 2023 @ 12:26pm 
Thank u very much!
Solus 1 Apr, 2023 @ 3:29am 
This seems like a great mod, but when loaded it says it requires the Living World mod as well. Is this a base requirement for the mod (that is to say, will anything go wrong if I'm not using Living World?) or is that dependency just a form of built-in compatibility? I just thought I'd ask since your description doesn't mention it. Thanks!
InsideOutlander 31 Mar, 2023 @ 7:13pm 
Thank you!