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Bank Liquidity - what's the endpoint. Are banks bloated if they have a lot of of obligatory reserves? No, because they can't spend it. It's just a security, so it's not really liquidity either. So I would change the liquidity increase from the bank reserve requirements. If anything, their actual liquidity is reduced because their existing spending potential is reduced in favor of securities/stability.
I also don't get the idea behind business and consumer spending increasing bank liquidity. Their spending remains in circulation. It's monetary flow - another indicator worth modeling. But banks don't receive it.
More important downstream effects from these metrics are wealth inequality (proportionality of the three different wealth groups' savings, accumulated from savings ratios) - centralization of power - democracy.
These are so many metrics if done properly. And you're supposed to model all this in a game that measures GDP in a percentage ratio. I mean, if you would think of it as GDP PPP, it would be more uniform, but this game doesn't even put it into relation to other country's GDP, yet use a percentage scale. I don't know if that can even be modded, to make it a relative GDP PPP.