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2. You buy a bill of exchange from a bank for a certain amount and receive 10 percent every week of this amount. If you are a member of a merchant Guild, more expensive bills of exchange will be available to you.
3. If you are a member of a merchant guild, you can claim payment from the caravan. Once a week, you pay 5 thousand membership fees for the maintenance of the caravan, after which you randomly receive either an expense or income, depending on the luck of the caravan. I advise you to ask the bank Administrator in the game, he will tell you everything in detail
3. Invest money and receive your share of the caravan's profit.
Could you go into slightly more detail about how exactly the interest increases? For example, how much time it takes, any influencing factors, etc.?