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Looks like it's capped at 0% from a quick test!
Oh that's a fun little combo I had missed! Seems like materially taking advantage of it more than the -95% available in vanilla would require you to balance even more carefully on that tightrope, and any straying would send you straight into bankruptcy! I'll have to try that out!
Your trade advantage should already go down via countries being more likely to embargo you when you gain infamy!
That's fair! I originally had it set up that way, but when testing it out, I didn't like the feeling that there was nothing positive for being nice, only negatives for being aggressive (besides the general positive of slowing down Great Britain's expansion), so I added the smallest positive I thought would have any impact at all.
If you want to modify your copy of the mod to do that, just go to the file "<MOD_FOLDER>\common\static_modifiers\iibfb_code_static_modifiers.txt" and remove the line "country_loan_interest_rate_mult = -0.05"
This mod doesn't change any of the mechanics regarding the owners of your government's debt (it is modelled as coming from the savings of the buildings in your country), it just applies an interest rate modifier to that debt based on your infamy