the thumbnail hahaha

@snalgae
Looks like it's capped at 0% from a quick test!

Is negative interest possible?

i wouldn't worry too much about the 0% interest rate, GB can achieve that in 100% vanilla and it's not nearly as impactful as you'd expect, surprisingly

@snalgae
Oh that's a fun little combo I had missed! Seems like materially taking advantage of it more than the -95% available in vanilla would require you to balance even more carefully on that tightrope, and any straying would send you straight into bankruptcy! I'll have to try that out!

If you are a Great Power (-50%), have the Laissez-faire law (-25%) have the petite bourgeoise as powerful and very happy (-10%*2), with this mod, if you are reputable, you can get a nation with no interest

@Coozer
Your trade advantage should already go down via countries being more likely to embargo you when you gain infamy!

@Marcurius
That's fair! I originally had it set up that way, but when testing it out, I didn't like the feeling that there was nothing positive for being nice, only negatives for being aggressive (besides the general positive of slowing down Great Britain's expansion), so I added the smallest positive I thought would have any impact at all.

If you want to modify your copy of the mod to do that, just go to the file "<MOD_FOLDER>\common\static_modifiers\iibfb_code_static_modifiers.txt" and remove the line "country_loan_interest_rate_mult = -0.05"

We’re gonna win so much, you may even get tired of winning. And you’ll say, ‘Please, please. It’s too much winning. We can’t take it anymore, Mr. President. It’s too much.’ And I’ll say, ‘No, it isn’t. We have to keep winning.

Thats cool. I feel something like this should also impact trade advantage. Especially the bad reputation from breaking treaties?

Great idea - would prefer if reputable gave no benefits or negatives

We're so winning. You're gonna get tired of winning.

oh ok thank you

@massive fella
This mod doesn't change any of the mechanics regarding the owners of your government's debt (it is modelled as coming from the savings of the buildings in your country), it just applies an interest rate modifier to that debt based on your infamy

how can you take out loans??? does this mod allow you the ability to take out loans from foreign nations?

great idea