X4: Foundations

X4: Foundations

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GramstonBank
   
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47.486 MB
19 May, 2020 @ 9:59pm
1 Sep, 2024 @ 1:50pm
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GramstonBank

In 1 collection by Gramston
X4 GramstonMods
3 items
Description
Gives loans to player ¡Easy start game!

Do you start a new life? Are you an entrepreneur without money?
Do you want to own a company with large space fleets ...
... but don't want to start cleaning Argon satellites?

All beginnings are difficult, but at Gramstonbank we will make it easy for you.
Gramstonbank is Open ...
Gramstonbank has entered the X4 Universe through it's simple App-Mod that you can install yourself.

No X4 race or faction has given us official permission to open branches in their stations, so we have found it necessary to outsource brokerage services to station managers from the Teladi Ministry of Finance, Scale Plate Pact Pirates, and Black Market bar merchants.

Gramstonbank currently offers seven financial products:
1M Cr loans (Black Market).
10M Cr loans (Black Market).
100M Cr loans (Scale Plate and MIF).
100M Cr deposits (Scale Plate and MIF).
50M Cr deposits (Scale Plate and MIF).
25M Cr deposits (Scale Plate and MIF).
10M Cr deposits (Scale Plate and MIF).
Hundreds of millions, tax-free, for betraying their allies (Black Market).

After studying its potential solvency, you may be offered the possibility of requesting loans.
Hiring them is associated with the payment of small commissions and interests.

Also, if you have excess accounting liquidity in cash, you can make bank deposits that will be paid periodically with the due interests.

Otherwise the bank will be closed to you.

The loans is amortized in 10 payment installments, of 6 hours each installment, which include interest. Any failure to pay fees will lead to penalties and the recovery of the unpaid fee. The deposits are fixed term and is returned after 9 hours. Interest is paid when making the deposit.

The shady boys of the black market may offer to betray your allies and you will receive hundreds of millions of tax-free credits for it.

All accounting entries are shown in the log book: category "upkeep".
We also add a ... Notification service for loss of accounting assets.

We are very concerned about your perception of our bank, but we have no choice but to do business with pirates and Black market traders, so we recommend that you make a backup of your saved games to prevent the fine print of the contract conditions later don't satisfy.

Thanks to small space-ship insurance that you take out along with our loan, Gramstonbank will now notify you of any destruction of your accounting assets and add an entry to your Alerts logbook section.

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Technical notes:
No new game is required.
No incompatibility has been observed.
It is not necessary to have the mod installed to load pre-existing saves.
This Mod can be added to an existing save without impact.
This mod added label from "modified" in your game.
No side effects have been observed.

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MEMORIES:
Remember to rate endorse ("liked") if you liked this mod.
Try to get to the pirate station by ship, teleportation doesn't always work.
Back up your previously-saved files to prevent of the contract conditions don't satisfy later.

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Is recommend/required using Shamon's mod "X4_Bar", ...
... for talking to the Black Market Merchant.
https://www.nexusmods.com/x4foundations/mods/505
Thanks to Shamon for this mod.

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41 Comments
Gramston  [author] 26 Aug, 2024 @ 5:02pm 
No, the bank is not going crazy, it's just that the bank is owned by pirates. However, in the next update the price of bank fees will be lowered and the interest on deposits will be revised upwards.
Peacekeeper 25 Aug, 2024 @ 7:25am 
ok. I understand. But i blow the 100M out instantly for ships to make me more. I doesent know the ensurance fact because of not reading the contract 🤫. The bank goes insane....
Gramston  [author] 20 Aug, 2024 @ 7:26pm 
Once the 100M loan is granted, Gramstonbank charges you three charges of 10M each corresponding to insurance and bank commissions. It is not possible that you do not have money to pay since you just charged 100M.
Peacekeeper 9 Aug, 2024 @ 7:36am 
Hy. Nice mod idea.
could it be that the backpay timing is off? I took the loan and every 2 real life minute, I get a - 10M charge message which of course I can't pay after 2 minutes.
Gramston  [author] 4 Jun, 2024 @ 12:01pm 
The Gramstonbank, in addition to the accumulated interest, charges you an additional penalty on your account for non-payment of each installment as a claim. In addition to recharging the unpaid fee, of course.
stronggiant 2 Jun, 2024 @ 8:50am 
Hey what happens if you don't pay off the loan
Gramston  [author] 30 May, 2024 @ 1:00pm 
Thanks for the comment. My current level of programming knowledge does not allow me that option. I recommend, to be able to pay every 6 hours, make deposits, establish good businesses or apply for more loans or talk to the shady Gramstonbank guys in bars and betray your allies. That's free money. Sincerely.
DexteruL 27 May, 2024 @ 8:42am 
can we please have a control panel in "Extensions Options" that allows us to tweak interest rates, timings , so on ? Having to pay in 6 hours sound ludicrous to me . there's times where shipyards can't even build a ship that fast due to lack of resources.
Gramston  [author] 31 Jul, 2023 @ 1:09pm 
Confirmed that it works. Played by me on version 6 of the X4.
Hebrux 31 Jul, 2023 @ 8:13am 
If the author says so, it must be so