No, the bank is not going crazy, it's just that the bank is owned by pirates. However, in the next update the price of bank fees will be lowered and the interest on deposits will be revised upwards.

ok. I understand. But i blow the 100M out instantly for ships to make me more. I doesent know the ensurance fact because of not reading the contract 🤫. The bank goes insane....

Once the 100M loan is granted, Gramstonbank charges you three charges of 10M each corresponding to insurance and bank commissions. It is not possible that you do not have money to pay since you just charged 100M.

Hy. Nice mod idea.
could it be that the backpay timing is off? I took the loan and every 2 real life minute, I get a - 10M charge message which of course I can't pay after 2 minutes.

The Gramstonbank, in addition to the accumulated interest, charges you an additional penalty on your account for non-payment of each installment as a claim. In addition to recharging the unpaid fee, of course.

Hey what happens if you don't pay off the loan

Thanks for the comment. My current level of programming knowledge does not allow me that option. I recommend, to be able to pay every 6 hours, make deposits, establish good businesses or apply for more loans or talk to the shady Gramstonbank guys in bars and betray your allies. That's free money. Sincerely.

can we please have a control panel in "Extensions Options" that allows us to tweak interest rates, timings , so on ? Having to pay in 6 hours sound ludicrous to me . there's times where shipyards can't even build a ship that fast due to lack of resources.

Confirmed that it works. Played by me on version 6 of the X4.

If the author says so, it must be so

I think so.

does this mod still work?

In this mod the interest rates and commissions are a bit high, it is true. What is wanted is that the beginning of the game is easy and you can have a fleet quickly. But it is also that the rest of the game is not easier, that it has a little added difficulty because you have to manage the economy better to be able to repay the loans. In any case, if you feel overwhelmed by interest, you can always uninstall the mod and keep the loan money without paying it back.

This seems like a great idea...but we need something more realistic... . Maybe something from the Teladi Company for loans and deposits...but with a standard interest rate...or maybe a combination of the two...for those Pirate Starts !?!?

Hiztaar: If the shady guy on the black market (in Bar) lends you 10 million, you'll have to pay back 19 million in 6 hours, not 190 million. Another thing is that you do not pay on time and penalties are added until you pay what you owe. The shady ones (in Bar) charge more interest and penalties if you don't return the money, but they don't require a large initial capital (solvency) like the administrators of PCE pirate stations.

Commissions are a bit high. Consequently, you have to play quickly with investments in profitable assets to pay the periodic installments. Gramstonbank helps you get started easily, but it does not guarantee that the game will be easier. You can always get more loans to pay the fees and interest until you are financially self-sufficient. Kind regards.

just lost 10M more for SPACE ship insurance, thats now 30M down the drain, before i even got to use the loan amount :( this is so weird,

Man,, i got the 100M loan and within 5 mins it charged me 20 M back for (10M) life insurance and (10M)fees? what is happening?

The loans from the shady boys (Black-Market) pay more interest than the loans granted by the administrators of PCE.

In the next update I remove the music from the landing pads.

It is the problem of dealing with pirate bankers.
Ask for another loan or get more profit from your business.

The balance seems off... I borowed 10 millions but have to pay 19 millions * 10 ie 190 000 000 !!!!. Shouldn't it be 1.9 millions ? or more like 1.3 ?

Yes. It would be possible to make a version without modifying music simply by removing those lines of script. I will keep it in mind for the next update. Greetings.

is it possible to make a version without the music please? Woudn't be as bad if it respected the sound->music setting of the game and didn't play SUPER LOUD when saving next to a trader.

StarWars is a great mod, it touches many aspects of the game. I don't use the StarWars mod.

Doesn't work with Star Wars Interworlds?. No people in the bars and no options at the manager.

Hello, the initial bases of Scale Plate Pact are usually in systems close to the highway network. If you can't find them exploring, they will come out when you do the first Storeline Hatikva's Trade Revolution mission. Greetings.

Hello,
great Mod but where can i find a Scale Plate Pact Pirates Base.
I am in Argon Prime at the moment.
Thanks for reply.

The loans is amortized in 10 payment installments, of 6 hours each installment, which include interest 10%. Any failure to pay fees will lead to penalties and the recovery of the unpaid fee.
The deposits are fixed term and is returned after 9 hours. Interest 10% is paid when making the deposit.
Financial operations are carried out with ... Scale Plate Pact Pirates stations managers and Black Market traders.

I will give this a try, but I just wanna be sure. When I take out 100mil at the beginning, what kind of interest and what kind of timetable am I looking at?

I find this to be a much superior option to using cheat menu to give me that 100mil starting currency (not in the least because cheat menu only lets you increment 500,000 at a time meaning 200 presses of the same button).

I just wanna make sure that in using this, it is not actually screwing me over.

Also, where do I go to take out the loan?

Icebird_HU: I have spoken to the pirates and now only interest is paid on the loan until all installments are paid. Additionally, pirates now return deposits at the end of their fixed term. I hope these new terms, negotiated with Gramstonbank's current pirated mediators at X4, will please the bank's clients.

Currently you can see all the accounting entries in notifications Payment and Charge to logbook category upkeep and general.

Balances accumulate to your main account. It is like the money you win or lose with the stations, that there is not currently in the game a detailed account of the operations for each station.

Obviously, the more money you deposit in the bank (of the money you earn), the more profit you will make.

However, think that Gramstonbank now works with pirates ... Be careful ... ;-)

When we open our own offices, maybe things will change ...

Is there any way to view the current balance or status of my account with the bank? I put 10 million in, got one 9h deposit of 600k like 30 mins after putting the money in. But otherwise I see no real way of seeing the account or any statistics for the account/interest etc.

In the next update ...

coloca outras quantias de depósito

Thanks for the comment ... I will reduce the exposure time of interest announcements and try to move the box. Best regards.

Hi! Can be the notification turning off somehow (or move somewhere)? In battle it's very annoying and hide some visible space from shiplist in mapview. And if i has loan and turning my account back to positive with deposit, the bank still pull the interest fees, and put the deposit too (from -100M i'm deposit 200M and draw -600k and after give +600k, this is a shady business ;) ) Every other aspect of your mod is fun. Thx!

Gramstonbank is now at Pirate Stations, Pirate Manager's Office. Talk to the pirate manager. Pirate stations are also called "free ports". They have a skull and two crossed sabers. Can you watch the video.

Where is the bank located?

You're welcome. At our bank we like satisfied customers. We continue to study new financial services based on BankMod demand. For now, beware of pirated office managers.

Thank you king I was really hoping for this mod.
If you need any help I'm happy to help. Also Quick Suggestion I would make mutiple despoit and withdraw amounts from the bank.